used cars for sale less than 5000

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Q: Anyone use MoneyBookers to purchase a car from a private seller?
I have a feeling this is a scam but Ill ask anyway. I found a car on craiglist for sale (Classic Mustang) for less than $5000 and in mint condition from the pics. BUT the seller claims he lives in one state and the car is in North Dakota, and he needs to sell the car cause he is moving, and wants to use moneybookers to complete the transaction, I think its scam, but other opinions would be appreciated.
I dont like the idea that this guy knows my name, address and phone # but he doesnt have any of my bank or credit card info.

A: It’s a scam.

Remember, at the top of the page on Craigslist, it says “Offers to ship cars are 100% fraudulent”.

There’s always a story behind it, such as military/divorcing/moving overseas/death in family. Seller cannot communicate on the phone (don’t believe me… ask them to call you), wants to use some “official-sounding” escrow service (like MoneyBookers, Yahoo! Protection Plan, eBay Protection, etc.) so that you’re both “protected”. They offer to ship the car to you on their dime, have you inspect it, you have 7-10 days to return it, etc.

All of these are the same scam. My guess is that the ad has already been flagged and pulled.

Don’t fall for it. Once you wire funds, they’re GONE. No “gimme my money back”, nada. And there is no retrieving it. It’s overseas and gone.

Q: Help me make a car purchasing decision (long question)?
In this economic climate I’m not eager to take on a new debt (my only current debt is a student loan), but my 01 Civic is reaching a point that I’ve realized I probably should bite the bullet. My car (black 2001, mid trim model with 64K) has been having transmission issues for the past few years and it’s now apparent my torque converter is going. After researching the likely problem, I’m finding that a lot of 01 or 02 Civics have transmission problems and that replacing the torque converter, or even replacing the whole transmission doesn’t always solve the problem. Plus, she’s looking a little beat up and I would love to have key-less entry and some other basic options. But I don’t know what to get.

I want something that’s a good value, reliable, safe, and has a sunroof. I know that last one isn’t a feature that makes financial sense, but I work freakin hard for my money, live in the sunshine state, and spend enough time in my car that I really think I deserve this. I’ve looked at a lot but have focused on the Honda CRV, Toyota Rav4, and Mitsubishi Outlander. I want a small SUV so that I can sit up higher in traffic (and would only purchase another sedan if it was ridicuously cheap…with they’re not). I like the look of a Highlander or the older model Honda Pilots and I’m not averse to buying used, but I really don’t know what I can do.

As for price, I really need to keep it under $300/month. I’ve got excellent credit and can qualify for a credit union loan as low as 3.1%. However, this is for a new loan at a teaser rate, so depending on my timing and what I buy, it could be as high as 4.5%. I can afford more than $300, but I don’t want to be one of those people who spends so much and I realistically want to keep my monthly payment at $275. Every dollar above that makes me feel like I’m spending too much. I’ve calculated the blue book on my 01 Civic and I know I could make more in a private sale, but I’ve never done that and I’m worried about getting scammed. Also, I’m an extrodinarily busy teacher and don’t think I have the time. In a perfect world for a trade in I could get $6500 for my baby, but with her cosmetic scratches and dings, some engine work needed, plus the fact that she’s been in two accidents (no major damage, but accidents just the same) I am telling myself I will only get $5000.

All of the car matching profiles (CarZen, etc) say that my ideal car is the CRV or the Rav 4. However with the price I want to pay, I can’t afford new versions of those with the moonroof option. And I would have bought used by now but I’m seeing new listed at $25k with used and 35,000 miles being listed at $24,700. I know there is room for negotiation, but I’m also scared of getting something used with the risk for issues later in its life. I mean, I bought a Honda new thinking it would never have issues on me, but the dang thing started shuddering at 45K. If I was to buy used, I wouldn’t even consider it unless it was certified and had some type of warrenty remaining.

So my questions are this:
Should I try to negotiate a new Honda or Toyota at my max price range without the sunroof?
Should I try to buy a cheaper vehicle (Suzuki, Mazda, etc) new b/c they have a cheaper price and a longer warrenty?
Should I buy a used? Obviously I know this would save me more, but the worry factor for me is huge. I’m willing to pay a little more for peace of mind, but I don’t want to be stupid. If I buy used, what realistically would $275 a month + $5000 down get me?

A: I would get off the Honda/Toyota high horse. You see what happened to your current indestructable, holier-than-thou ricewagon.

The Chevy Equinox is as good as any and may fit your requirements at a lower price. Other than that I’d look hard at negotiating. Dealers are hurting I’m sure you know and you should be able to get 2-3k off sticker easy. Look at the papers religiously as well. Most of the time a good sale will beat any negotiating you can do. It’s all in timing.

Q: PLEASE HELP ME !!! ;(( –linear equations (word problems)?
This are my assignments..hope somebody can help me.. PLEASE ) it’s OK if you don’t answer all, 1 item is a big HELP for me.. THANK YOU for those PEOPLE who will HELP ME.. GOD BLESS

**it’s all about solving word problems using linear equations:

1. Rose is two thirds as old as Johnny, in 5yrs the sum of their ages will be 50yrs. find their present ages.

2. In eight years, peter will be three times old as he was eight years ago. how old is peter now?

3. a man who is 42yrs old has a son of 12yrs old. in how many years will the father be twice as old as his son?

4. Mr. Santos, working as a salesman for a firm, gets a salary of 5000 per month plus a commission of 10% on all sales above 2000000 per month. his total gross pay last month was 21000. how much was his total sale last month?

5. Train A leaves a station 1/2 hour ahead of Train B. The trains travel on parallel tracks. Train A travels at 25km/h while train B travels at 25km/h , how many hours will it take Train B to overtake Train A?

6. Mark can finish task alone in 24days while Andrei can do the same task in 18days. If they work together, how long can they finish the task?

7. A variety of candies costing $10.50 per kg is mixed with another variety costing $15 per kg, to make a mixture of 12kg that would cost $12.50 per kg. how many kg of each variety were mixed?

8. Three hundred people attended a band concert. Reserved seat tickets were sold at $100 each while general admission tickets cost $60 each. If the sales totaled $26000, how many tickets of each type were sold?

9. Grace found some coins under her pillows. There were equal numbers of one peso coins and five peso coins. the number of twenty-five centavo coins was twice that of one peso coins. If the total value of the coins was P39 how many of each denomination did she find?

10. When Professor Recalde drives his car to school, the trip takes one hour. When he takes an FX cab, the trip takes 1 hour and 15 minutes. The speed of FX cab is 10 kilometers per hour less than Professor Recalde’s speed when driving. Find the distance that he travels to school.

A: I’m going to e mail you a power point of notes on this. It will help you figure out how to convert the word problems. Unless everyone on line is going to do it for you.
hsophiad@yahoo.com send me an e mail if you need them

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